An appraisal for anything you collect.
Paintings, cars, wine, watches, the desk it all sits on. If it is in the collection, Cove can appraise it, for whatever purpose the moment requires. Every report is prepared by a professional appraiser whose work meets USPAP.
If it is in the collection, it can be appraised.
Cove appraises across the whole collection, not one category of it. One appraiser relationship, one standard of work, one record where every report lives.
The purpose picks the appraisal, not the other way around.
Each purpose calls for its own value basis, its own format, and sometimes its own regulator. Cove prepares the report the moment actually requires, and recommends one only where it has purpose.
Scheduling coverage
Retail Replacement Value for scheduling works on a policy, or refreshing values that have fallen behind the market.
Insurance appraisalsDonating a work
Deductions above $5,000 require a qualified appraisal meeting IRS requirements. Cove prepares it inside the IRS timing window.
Donation appraisalsAfter a death
Date-of-death Fair Market Value for the executor, the attorney, and the return, prepared while the family attends to everything else.
Estate appraisalsBefore it is needed
Current values for trusts, gifting strategies, and equitable plans, so decisions rest on today's numbers rather than old ones.
Planning appraisalsEquitable distribution
Neutral, defensible Fair Market Value for both parties and their counsel, with the evidence attached to every number.
Divorce appraisalsLending a work
Values for loan agreements and wall-to-wall coverage when a work travels to an exhibition.
Loan appraisalsBorrowing against it
Fair Market Value and Marketable Cash Value for the lending desks of private banks and specialty art-finance providers.
Collateral appraisalsSelling or consigning
A current, evidenced view of value before you talk to any house or dealer, so the first number in the room is yours.
Sale appraisalsOne work, three correct values.
What it costs to replace.
The basis insurers schedule against: replacing the work at retail, today. Usually the highest of the three.
What it changes hands for.
The basis the IRS and the courts use: a willing buyer and a willing seller, neither compelled. Estates, donations, divorce.
What you would net.
Fair Market Value minus the costs of selling. The basis lenders care about when the work stands behind a loan.
The purpose determines the basis. A report built on the wrong one is not conservative, it is wrong. This is why Cove asks what the appraisal is for before quoting anything.
Credentialed work, stated precisely.
Every Cove appraisal is conducted by a professional appraiser whose work meets USPAP, the Uniform Standards of Professional Appraisal Practice, and who meets the Internal Revenue Service definition of a qualified appraiser.
Cove's founder and lead appraiser, Eli Consilvio, has completed the National USPAP Course, current through 2027, is accredited by the Appraisers Association of America, and has thirty-five years in the field as a collector, advisor, gallery owner, and appraiser.
An appraisal that does not age in a drawer.
A traditional report is finished the day it is signed, and it starts aging the day after. A Cove appraisal joins the living record: comparable sales keep arriving, values are revised as the market moves, and the next report starts already prepared.
The report stands on its own.
Fully cataloged, fully sourced, ready to file, schedule, or lend against. Just need an appraisal? That is a complete engagement.
The record keeps working.
Every appraised work is monitored. When something moves enough to matter, you hear about it before the next cycle, not at it.
Days, not weeks.
The next moment, a sale, a gift, a claim, a death, finds the collection already documented. Updating a value is not starting over.
Tell us what the moment requires.
Share what you are appraising and why. We will confirm the right value basis, the timeline, and a per-piece quote. From $100 per piece, scaling with volume.
Thank you.
A member of the Cove team will be in touch shortly.