A qualified appraisal isn't a snapshot. It's a starting point.
USPAP-compliant, IRS-qualified appraisals for estate, gift, income tax, insurance, and the moments in between. Delivered by accredited appraisers in the Cove network. Kept current after the report is filed, so when the next moment arrives, your collection is already estate-ready.
When you need a qualified appraisal.
Every appraisal Cove delivers is conducted for a specific purpose. The purpose determines the value standard, the documentation required, and the parties who will rely on the report.
Estate & Gift Tax
For estate tax filings, gift tax filings, and the planning that precedes them. A Cove appraisal documents Fair Market Value to the standards the Internal Revenue Service requires, prepared so the report can be filed without revision.
Charitable Donation
For gifts of art to museums, foundations, and other qualified institutions. Fair Market Value, documented to meet the qualified-appraisal requirements of IRS Form 8283 and the related Treasury regulations.
Insurance
For scheduling works on a personal property policy or refreshing values that have fallen behind the market. Retail Replacement Value, set against current sales data and reviewed inside the platform rather than left to age between cycles.
Damage & Loss
For insurance claims following damage, theft, or destruction. Pre-loss documentation when there is time to prepare it. Loss-in-value and post-loss reporting when the situation does not allow for it.
Divorce & Inheritance
For the equitable division of a collection between spouses, heirs, or beneficiaries. Fair Market Value and Marketable Cash Value, prepared to withstand the scrutiny of attorneys representing both sides.
Art as Collateral
For loans secured by works in a collection, prepared for the lending desks of private banks and specialty art-finance providers. Fair Market Value and Marketable Cash Value, current to the date of the report and refreshable through the platform as the loan term progresses.
Sale Advisory
For collectors deciding when, how, and through whom to release a work. Pre-sale valuations to inform reserve, auction estimate, or private-treaty pricing, alongside guidance on the timing and venue of a sale.
Conducted to the standards that matter.
Every Cove appraisal is conducted by an appraiser who meets the Internal Revenue Service definition of a qualified appraiser and follows the Uniform Standards of Professional Appraisal Practice (USPAP).
The Cove network includes appraisers accredited by the Appraisers Association of America (AAA), the American Society of Appraisers (ASA), and the International Society of Appraisers (ISA).
Cove's founder and lead appraiser, Eli Consilvio, is USPAP-certified and accredited by the Appraisers Association of America, with thirty-five years in the field as a collector, advisor, gallery owner, and appraiser.
How it works.
Intake
A short conversation to understand the works, the purpose, and the deadline. From there, a scope, a fee, and a schedule.
Examination
The appraiser inspects the works, gathers provenance and condition documentation, and researches comparable transactions across auction and private-market sources.
Report
A USPAP-compliant, IRS-qualified appraisal report. Fully cataloged, fully sourced, ready to file or insure against.
Continuity
The appraisal becomes part of the Cove record for each work. Values are reviewed against actual market movement on a continuous basis. The appraisal you commission today becomes the foundation of what you know tomorrow.
Collectors, and the advisors who serve them.
Cove appraisals are commissioned directly by collectors and through the advisors who serve them: trusts and estates attorneys, family offices, fiduciaries, wealth advisors, private banks, and insurance brokers.
Estate-ready, every day.
A traditional appraisal is a snapshot. Three years pass and the numbers no longer reflect the market. Five years pass and the report is a starting point for the next one, not a usable document.
Cove works differently. Once delivered, an appraisal becomes part of the platform record. Comparable sales are tracked. Values are revised against actual market movement. When the moment arrives, whether a sale, a gift, a donation, a death, or a claim, your collection is not days or weeks away from being ready. It is already prepared.
This is what Cove makes possible: a collection that is estate-ready every day of its life, not only when an event forces it to be.
Request an appraisal.
Tell us about the works, the purpose, and the deadline. We'll be in touch within one business day.
Thank you.
We'll be in touch within one business day.